Nadim is the son of immigrants who arrived in the U.S. with virtually nothing. The passion to help people build financial resilience and independence was instilled in him through his upbringing. This, and the values learned from his family, led Nadim—along with his co-founder Matthew Cooper—to start EarnUp Inc. in 2013 with a goal of helping the over 200 million Americans in debt get out of it faster. Now EarnUp has grown into a company that brings lenders, financial institutions, nonprofits, and consumers together to identify core issues and to create solutions that work. Prior to EarnUp, he worked at Serent Capital, a $600M private equity firm, focused on tech-enabled services; led investments with NCB Capital, a $12B asset manager; and worked at McKinsey & Company consulting large banks. He also practiced IP and technology law at Kirkland & Ellis. Nadim holds a J.D. from Harvard Law School and graduated with highest honors from Rutgers University.
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Chris Hsu, CEO/CoFounder Azibo Inc
Chris Hsu is the CEO & Co-Founder of Azibo, a VC-backed real estate fintech startup focused on simplifying the rental property experience. Prior to Azibo, Chris served as an Advisory Partner at a16z and previously was CEO of Micro Focus, a $4B enterprise software company. He also was COO of Hewlett Packard Enterprise, where he successfully led the largest corporate separation in history. Chris spent the earlier part of his career in leadership roles at top consulting firms, including KKR and McKinsey. A military veteran, Chris graduated as a Distinguished Cadet from the United States Military Academy at West Point and completed his U.S. Army tenure as a Captain. He also has an MBA from Northwestern’s Kellogg School of Management.
Lauren Kolodny, Founding Partner Acrew Capital
Lauren is a co-founder and Managing Partner at Acrew Capital where she invests in fintech. Among her investments, Lauren led the 2016 Series A round in Chime. Other investments include Divvy, Finix, Gusto, Kettle, La Haus, Papaya Payments, and Pie Insurance. Previously, Lauren worked in product marketing at Google leading a number of launches for GSuite, including Google Drive. Lauren began her career building tech partnerships for the Clinton Foundation in India. Lauren is a Trustee Emerita at Brown University where she served as the university’s youngest board member. Lauren was featured on the 2021 Forbes Midas Brink List.
Ram Ahluwalia, Head Digital Assets Cross River
Ram leads the Digital Asset business at Cross River. Ram is the founder of PeerIQ – the leading risk analytics firm for FinTech lending. Prior to founding PeerIQ, Ram was an investor in structured products and an SVP at Bank of America-Merrill Lynch where he was a leader on the Cards & Deposits executive management team. Previously, Ram served as a management consultant working with C-leaders at Fortune 50 consumer finance companies. Ram received a B.A. in Economics-Philosophy from Columbia University and is a CFA charterholder