Nadim is the son of immigrants who arrived in the U.S. with virtually nothing. The passion to help people build financial resilience and independence was instilled in him through his upbringing. This, and the values learned from his family, led Nadim—along with his co-founder Matthew Cooper—to start EarnUp Inc. in 2013 with a goal of helping the over 200 million Americans in debt get out of it faster. Now EarnUp has grown into a company that brings lenders, financial institutions, nonprofits, and consumers together to identify core issues and to create solutions that work. Prior to EarnUp, he worked at Serent Capital, a $600M private equity firm, focused on tech-enabled services; led investments with NCB Capital, a $12B asset manager; and worked at McKinsey & Company consulting large banks. He also practiced IP and technology law at Kirkland & Ellis. Nadim holds a J.D. from Harvard Law School and graduated with highest honors from Rutgers University.
lenders
Stephen Bulfer, CEO/CoFounder StreamLoan
Stephen has immersed himself in mortgage lending since 2015 with StreamLoan, a pioneer in digital mortgage, streamlining the mortgage process with digital technology for his mortgage lending customers, specifically dedicated to redefining the lead management and mortgage origination experience. Beyond thought leadership, he is a subject matter expert across the residential real estate & real estate finance category, including real estate experience covering both residential investment (20 years experience) and research; Stephen’s concentration during his MBA was real estate finance, with special focus on the subprime mortgage crisis. As a technical CEO, he has a unique background, blending of both startup and enterprise software. His extensive software start-up experience includes building five startups, most recently with the 2013 ionGrid acquisition by NetApp. Stephen has significant experience across strategy, build, and deployment of enterprise software at Fortune 500 companies extending to White House & Executive Office of the President, HP, Visa, MasterCard, Allstate, Kaiser, P&G, and over 50 Fortune 500 organizations. StreamLoan is an award winning mobile and SaaS platform. StreamLoan is a Silicon Valley based venture backed software firm (with HQ in San Francisco). Stephen holds two master’s degrees from Columbia Business School and University of California Berkeley. His passions cover skiing & snowboarding, travel, music, among other life adventures.
