Ram leads the Digital Asset business at Cross River. Ram is the founder of PeerIQ – the leading risk analytics firm for FinTech lending. Prior to founding PeerIQ, Ram was an investor in structured products and an SVP at Bank of America-Merrill Lynch where he was a leader on the Cards & Deposits executive management team. Previously, Ram served as a management consultant working with C-leaders at Fortune 50 consumer finance companies. Ram received a B.A. in Economics-Philosophy from Columbia University and is a CFA charterholder
